e-TeleQuote Insurance, Inc. is an independent digital insurance agency that gives consumers nationwide, an efficient way to compare insurance products from the comfort of their home or business.  e-TeleQuote offers personal consultation on health insurance plans by licensed and experienced agents, who take the necessary time to find and present suitable plans to consumers.

The Company and Recognition

The company was launched in 2011 by Anthony P. Solazzo in partnership with The Resource Group and is headquartered in Clearwater, Florida.  e-TeleQuote employs over 200 professionals, including 150 licensed  insurance agents who sell Medicare insurance products in all 50 states. The company represents Humana, United HealthCare,WellCare, Mutual of Omaha, Aetna and over 20 Blue Cross Blue Shield affiliates.

The company was ranked among Inc. Magazine’s fastest growing companies at #87 in 2015, and #113 in 2016.  Subsequently, it was ranked #2 in growth among all insurance sector companies nationwide; #4 in growth among all companies in the Tampa Bay region; and #10 in growth among all companies in Florida.  e-TeleQuote Insurance, Inc. was among only 20 repeat honorees among the top 150 Inc. Ranking this year.

Services and Plans

e-TeleQuote provides consultation and enrollment services for Medicare.  Medicare is a federal health insurance program that covers necessary medical expenses for people aged 65 and above as well as certain younger people with disabilities.  The most common forms of Medicare plans include Original Medicare (Part A and Part B), Medicare Advantage Plan (Part C), Medicare Prescription Drug Plans (Part D), and Medicare Supplement Plans.

Part A and B cover hospital stays in full for 60 days, with affordable copays for any additional days.  Medical insurance is offered for 80 percent of all outpatient medical costs.  This includes medical tests, vaccinations, transportation for treatment purposes, medicines and equipment prescribed by a doctor.  The choice of doctors, hospitals, and other providers that accept Medicare, is available to beneficiaries.

Part C is offered by private companies that are contracted with Medicare.  These plans offer additional coverage, on top of Part A and Part B benefits, and take the form of Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), Private Fee-for-Service Plans (PFFS), Special Needs Plans (SNP), HMO Point Of Service (HMOPOS), and Medical Savings Account Plans (MSA).

  • Health Maintenance Organizations (HMO) allow beneficiaries to visit any physicians and hospitals in the HMO network.
  • Preferred Provider Organizations (PPO) allow beneficiaries to seek treatments from practitioners in the PPO network. Others can be consulted for an additional fee.
  • Private Fee For Service (PFFS) allows beneficiaries to use any doctor as long as the practitioner agrees to the terms of the PFFS. The terms can be decided while choosing the plan.
  • Special Needs Plan (SNP)assists people with disabilities and certain medical conditions for which customized plans are required. This plan includes prescription drug coverage.
  • HMO Point Of Service (HMOPOS) allows beneficiaries to designate an in-network physician to be their primary care provider, but beneficiaries may choose to go outside of the provider network for health care services.
  • Medicare Savings Account (MSA) allows beneficiaries to escape the cost of the monthly premium after the deductible is met. This is done by maintaining a health care costs savings account for the user.

To enroll in a Part C, you must be enrolled in Parts A or B.  Medicare provides a fixed payment to the Advantage Plan to cover your Part A and Part B coverage.  There are usually additional copayments and deductibles, depending on the type of Part C Plan you decide to join.  This is because Part C Plans may differ from state to state for benefits and cost.  Different rules, which may change every year, regarding obtaining variouscoverages and services, also apply.

Advantage Plans are available to anyone enrolled in Part A and B, with the exception of people suffering from End-Stage Renal Disease (ESRD).  For people with ESRD, an Advantage Plan is only available if they are already enrolled in one, or are already getting their health benefits through the same private insurance organization that offers the Advantage Plan.  They can also enroll in an Advantage Plan if they have had a successful kidney transplant, and qualify for Medicare benefits (based on age or a disability).

Part D covers outpatient prescription drugs exclusively through private plans or through Advantage Plans that offer prescription drugs.  These are also provided by private companies contracted by the Centers for Medicare and Medicaid Services. Each Prescription Drug Plan has its own list of covered drugs; hence each Plan will have a different cost.  Plans can change during the year within guidelines set by Medicare. If the Prescription Drug Plan involves a change in a drug you are taking, it will provide written notice of the change and a 60-day supply of the drug under the same plan rules as before the change.

Medigap, also sold by insurance companies, pays health care costs that Part A and B does not cover. If you are enrolled in Part C, you can’t use Supplement Insurance to pay for your plan costs, like copayments, deductibles, and premiums.

e-TeleQuote Health Companion

e-TeleQuote Health Companion is an insurance focused application.  It offers a simple and easy-to-use guide to explore and buy Medicare insurance plans.  The application also features some useful and interactive tools like the Health Kit to monitor blood pressure and diabetes, track calories, and set medicine reminders; in-app calling to licensed health insuranceagents; and health tips for a healthy lifestyle.

Medigap.org

Medigap.org, by e-TeleQuote Insurance Inc., is a dedicated website that provides comprehensive information on Medicare Plans.  The website promises a simple and friendly interface:  You can easily browse through the different insurance plans, call licensed health insurance agents, and access a helpful blog on health care information and guidance.

Social Media

e-TeleQuote has active Facebook and Twitter accounts, as well as a YouTube channel for regular updates.

Contact

e-TeleQuote can be reached anytime via phone at or email at (855) 846-2087https://www.etelequote.com/contact-us/